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At REMC1 we recommend that our clients follow a policy of "Least Privilege" when granting rights to users. The principle is simple, and the impact of applying it correctly greatly increases your security and reduces your risk. The principle states that all users should log on with a user account that has the absolute minimum permissions necessary to complete the current task and nothing more. Doing so provides protection against malicious code, among amongst other attacks. This principle applies to computers and the users of those computers.
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